
Loan options for first-home buyers
đŠ Have you ever heard the term âSilver Tsunamiâ and wondered what it’s all about? If so, that might be because thereâs been lot…
Chances are at some point in your life youâve heard the phrase, home is where the heart is. Thereâs a reason thatâs said so often. Becoming a homeowner is emotional.
So, if youâre trying to decide if you want to keep on renting or if youâre ready to buy a home this year, hereâs why itâs so easy to fall in love with homeownership.
Your house should be a space thatâs uniquely you. And, if youâre a renter, that can be hard to achieve. When you rent, the paint colors are usually the standard shade of white, you donât have much control over the upgrades, and youâve got to be careful how many holes you put in the walls. But when youâre a homeowner, you have a lot more freedom. As the National Association of Realtors (NAR) says:
âThe home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.â
Whether you want to paint the walls a cheery bright color or go for a dark moody tone, you can match your interior to your vibe. Imagine how it would feel to come home at the end of the day and walk into a space that feels like you.
One of the hardest things about renting is the uncertainty of what happens at the end of your lease. Does your payment go up so much that you have to move? What if your landlord decides to sell the property? Itâs like youâre always waiting for the other shoe to drop. Jeff Ostrowski, a business journalist covering real estate and the economy, explains how homeownership can give you more peace of mind in a Money Geek article:
âHomeownership means you are the boss and have the biggest say in your lifestyle and family decisions. Suppose your kids are in public school and you don't want to risk having them change schools because your landlord doesn't renew your lease. Owning a home would remove much of the risk of having to move.â
You may also find you feel much more at home in the community once you own a house. Thatâs because, when you buy a home, youâre staking a claim and saying, Iâm a part of this community. Youâll have neighbors, block parties, and more. And thatâll give you the feeling of being a part of something bigger. As the International Housing Association explains:
â. . . homeowning households are more socially involved in community affairs than their renting counterparts. This is due to both the fact that homeowners expect to remain in the community for a longer period of time and that homeowners have an ownership stake in the neighborhood.â
Becoming a homeowner is a journey â and it may have been a long road to get to the point where youâre ready to take the plunge. If youâre seriously considering leaving behind your rental and making this commitment, you should know the emotions that come with this owning a home are powerful. Youâll be able to walk up to your front door every day and have that sense of accomplishment welcome you home.
A home is a place that reflects who you are, a safe space for the ones you love the most, and a reflection of all youâve accomplished. Letâs connect if youâre ready to break up with your rental and buy a home.
đ There are a number of reasons you may be thinking about selling your house. And as you weigh your options, you may find youâre unsure how youâre going to deal with one thing about todayâs housing market â and thatâsâŠ. Read moreâŠ.
Read More3 Bedrooms | 3.5 Baths | 1,987 sq. ft. $1,025,000
Read MoreTimo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When itâs time to make a move, call Timo.
If you live here already, you know how blessed we are. If you're considering living or investing here, you've probably experienced some of the area's extraordinary possibilities: country settings and small-town communities; enthralling agricultural beauty, and true farm to fork lifestyle, If Northern California is your real estate destination, you've arrived at the right spot. Whether you're looking to buy your first home - or to sell an estate - expect nothing less from us than a Meritage blend of real estate expertise, professional service, creativity, and a passion for achieving your goals.Â
The first sign of a sustainable fall in mortgage costs will likely inspire thousands of young Americans to jump into the property market for the first time.
But making your first purchase is not just about finding the ideal property; there is lots to think about.
You want to have a good team working for you, including a great agent, lawyer and mortgage broker, who will all help you navigate through the buying process.
Inexperienced buyers often do not realize there are several types of loans to choose from to ensure your first home is affordable.
The selection of banks and their various loan products can be bewildering, even for an experienced buyer. This is why more than $26 billion is expected to pass through the hands of brokers in America this year, according to researcher IBIS World.
This checklist will give you a head start.
Fixed-rate loan
This is the most popular loan, although with rates at around 6% to 7%, many buyers are waiting for the percentage to drop before fixing their rate. Loans can run for 30 years.
Ups and downs
Adjustable-rate mortgages (ARM) will give you the benefit of falling mortgage costs when the rates go down. If the economic picture remains stable, this is a good time to opt for an ARM.
FHA loan
To qualify for a Federal Housing Administration loan, you need to meet certain criteria. You only need a deposit of 3.5% but the loan limit maxes out at $417,000. Government-backed, these loans are available for 15 or 30-year periods only.
VA loan
If you’ve served in the military, you will qualify for a Veteran Affairs loan. You’ll either have needed to serve for 180 consecutive days, or seen active duty for 90 days. The rate currently stands around 5.7%, some 20% cheaper than those offered by a commercial bank.
USDA loan
This is the perfect product for families living outside cities. The Government will give you a 100% mortgage to make ownership of a rural home an achievable goal. Your repayments must not exceed 41% of your total household income. The current adjustable rate is hovering around 7%.
đŠ Have you ever heard the term âSilver Tsunamiâ and wondered what it’s all about? If so, that might be because thereâs been lot…
đ©â𩳠Have you ever heard the term âSilver Tsunamiâ and wondered what it’s all about? If so, that might be because thereâs been lot…
đ Even though home prices are going up nationally, some people are still worried they might come down. What experts forecast will happen with…
đĄ Key things to keep in mind after you apply for your mortgage and before you close. Hereâs a list of things to remember…
đ Your homeâs equity is the difference between how much your home is worth and how much you owe on your mortgage.â
đĄ If your house didn’t sell and your listing has expired, it’s completely normal to feel a mix of frustration and disappointment.
Have you ever heard the term âSilver Tsunamiâ and wondered what it’s all about? If so, that might be because thereâs been lot of talk about it online recently. Let’s dive into what it is and why it won’t drastically impact the housing market.
A recent article from HousingWire calls it:
â. . . a colloquialism referring to aging Americans changing their housing arrangements to accommodate aging . . .â
The thought is that as baby boomers grow older, a significant number will start downsizing their homes. Considering how large that generation is, if these moves happened in a big wave, it would affect the housing market by causing a significant uptick in the number of larger homes for sale. That influx of homes coming onto the market would impact the balance of supply and demand and more.
The concept makes sense in theory, but will it happen? And if so, when?
Experts say, so far, a silver tsunami hasnât happened â and it probably won’t anytime soon. According to that same article from HousingWire:
â. . . the silver tsunamiâs transformative potential for the U.S. housing market has not yet materialized in any meaningful way, and few expect it to anytime soon.â
Hereâs just one reason why. Many baby boomers donât want to move. Data from the AARP shows over half of the surveyed adults ages 65 and up plan to stay put and age in place in their current home rather than move (see chart below):
Clearly, not every baby boomer is planning to sell or move â and even those who do wonât do it all at once. Instead, it will be more gradual, happening slowly over time. As Mark Fleming, Chief Economist at First American, says:
âDemographics are never a tsunami. The baby boomer generation is almost two decades of births. That means they’re going to take about two decades to work their way through.â
If youâre worried about a Silver Tsunami shaking up the housing market, donât be. Any impact from baby boomers moving will be gradual over many years. Fleming sums it up best:
Â
âDemographic trends, they don’t tsunami. They trickle.â
đ©â𩳠Have you ever heard the term âSilver Tsunamiâ and wondered what it’s all about? If so, that might be because thereâs been lot…
đ Even though home prices are going up nationally, some people are still worried they might come down. What experts forecast will happen with…
đĄ Key things to keep in mind after you apply for your mortgage and before you close. Hereâs a list of things to remember…
đ Your homeâs equity is the difference between how much your home is worth and how much you owe on your mortgage.â
đĄ If your house didn’t sell and your listing has expired, it’s completely normal to feel a mix of frustration and disappointment.
đĄ Thereâs no denying the long-term financial benefits of owning a home, but todayâs housing market may have you wondering if nowâs still the…
Even though home prices are going up nationally, some people are still worried they might come down. In fact, a recent survey from Fannie Mae found that 24% of people think home prices will actually decline over the next 12 months. That means almost one out of every four people are dealing with that fear, and you might be, too.
To help ease that concern, here’s what experts forecast will happen with prices this year.
Check out the latest home price forecasts from eight different sources (see graph below):
Â
The blue bar on the left means, on average, experts think home prices will go up over 2% by the end of this year â not down.
Prices arenât likely to depreciate in 2024 because inventory is still tight and lower mortgage rates are leading to strong buyer demand. Those two factors will keep pushing prices up as the year goes on. As Selma Hepp, Chief Economist at CoreLogic, explains:
âWith mortgage rates dropping, demand for homes in early 2024 is likely to be strong and will again put pressure on prices, similar to trends observed in early 2023 . . . Most markets will continue to reach new home price highs over the course of 2024.â
Experts are saying home prices will go up this year, and that’s good news if you’re thinking about buying a home. When you become a homeowner, you want the value of your house to go up. That appreciation is what builds equity and makes homeownership such a good investment over time.
Beyond that, expected home price appreciation also means if youâre ready, willing, and able to buy, waiting just means it will cost more later.Â
If you’re worried home prices will come down, donât be. Many experts believe theyâll actually go up this year. If you have questions or worries about whatâs happening with prices in our area, letâs connect.
đ Even though home prices are going up nationally, some people are still worried they might come down. What experts forecast will happen with…
đĄ Key things to keep in mind after you apply for your mortgage and before you close. Hereâs a list of things to remember…
đ Your homeâs equity is the difference between how much your home is worth and how much you owe on your mortgage.â
đĄ If your house didn’t sell and your listing has expired, it’s completely normal to feel a mix of frustration and disappointment.
đĄ Thereâs no denying the long-term financial benefits of owning a home, but todayâs housing market may have you wondering if nowâs still the…
đĄ If youâre thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market…
If youâre getting ready to buy a home, itâs exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Hereâs a list of things to remember when you apply for your home loan.
Lenders need to source your money, and cash isnât easily traceable. Before you deposit any cash into your accounts, discuss the proper way to document your transactions with your loan officer.
Itâs not just home-related purchases that could disqualify you from your loan. Any large purchases can be red flags for lenders. People with new debt have higher debt-to-income ratios (how much debt you have compared to your monthly income). Since higher ratios make for riskier loans, borrowers may no longer qualify for their mortgage. Resist the temptation to make any large purchases, even for furniture or appliances.
When you cosign for a loan, youâre making yourself accountable for that loanâs success and repayment. With that obligation comes higher debt-to-income ratios as well. Even if you promise you wonât be the one making the payments, your lender will have to count them against you.
Lenders need to source and track your assets. That task is much easier when thereâs consistency among your accounts. Before you transfer any money, speak with your loan officer.
It doesnât matter whether itâs a new credit card or a new car. When your credit report is run by organizations in multiple financial channels (mortgage, credit card, auto, etc.), it will have an impact on your FICOÂź score. Lower credit scores can determine your interest rate and possibly even your eligibility for approval.
Many buyers believe having less available credit makes them less risky and more likely to be approved. This isnât true. A major component of your score is your length and depth of credit history (as opposed to just your payment history) and your total usage of credit as a percentage of available credit. Closing accounts has a negative impact on both of those parts of your score.
Be upfront about any changes that occur or youâre expecting to occur when talking with your lender. Blips in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. If your job or employment status has changed recently, share that with your lender as well. Ultimately, itâs best to fully disclose and discuss your intentions with your loan officer before you do anything financial in nature.
You want your home purchase to go as smoothly as possible. Remember, before you make any large purchases, move your money around, or make major life changes, be sure to consult your lender â someone whoâs qualified to explain how your financial decisions may impact your home loan.
đĄ Key things to keep in mind after you apply for your mortgage and before you close. Hereâs a list of things to remember…
đ Your homeâs equity is the difference between how much your home is worth and how much you owe on your mortgage.â
đĄ If your house didn’t sell and your listing has expired, it’s completely normal to feel a mix of frustration and disappointment.
đĄ Thereâs no denying the long-term financial benefits of owning a home, but todayâs housing market may have you wondering if nowâs still the…
đĄ If youâre thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market…
đ° According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.
If youâve owned your house for at least a couple of years, thereâs something youâre going to want to know more about â and thatâs home equity. If youâre not familiar with that term, Freddie Mac defines it like this:
â. . . your homeâs equity is the difference between how much your home is worth and how much you owe on your mortgage.â
That means your equity grows as you pay down your home loan over time and as home values climb. While itâs true home prices dipped slightly last year, they rebounded and have been climbing in many areas since then. Hereâs why that price growth is good news for you.
In the latest Equity Insights Report, Selma Hepp, Chief Economist at CoreLogic, explains:
âWith price gains continuing to help homeowners build wealth, equity has reached a new high and regained losses that resulted from declines last year. And while the average U.S. homeowner gained over $20,000 in additional equity compared with the third quarter of 2022, some markets are seeing larger increases as price growth catches up.â
And that figure is just for the last year. To help you really understand how that number can add up over time, the report also says the average homeowner with a mortgage has more than $300,000 in equity. That much equity can have a big impact.
Here are a few examples of how you can put your home equity to work for you.
If your current space no longer meets your needs, it might be time to think about moving to a bigger home. And if youâve got too much space, downsizing to a smaller one could be just right. Either way, you can put your equity toward a down payment on something that fits your changing lifestyle.
And, if youâre not ready to move just yet, you can use the equity you have to improve your current home. But itâs important to consider the long-term benefits certain upgrades can bring to your homeâs value. A real estate agent is a great resource on which projects to prioritize to get the greatest return on your investment when you sell later on.
Home equity can also serve as a catalyst for realizing your life-long dreams. That could mean investing in a new business venture, retirement, or funding an education. While you shouldnât use your equity for unnecessary spending, using it responsibly for something meaningful and impactful can really make a difference in your life.
While the number of foreclosure filings remains below the norm, there are still some homeowners who go into foreclosure each year. If youâre in a tough spot financially, having a clear understanding of your options can help. Equity can act as a cushion if youâre not able to make your mortgage payments on time.
If you want to know how much equity you have in your home, letâs connect. That way you have someone who can do a professional equity assessment report on how much youâve built up over time. Then letâs talk through how you can use it to help you reach your goals.
đ Your homeâs equity is the difference between how much your home is worth and how much you owe on your mortgage.â
đĄ If your house didn’t sell and your listing has expired, it’s completely normal to feel a mix of frustration and disappointment.
đĄ Thereâs no denying the long-term financial benefits of owning a home, but todayâs housing market may have you wondering if nowâs still the…
đĄ If youâre thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market…
đ° According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.
Selling your home? You may also be wondering, once you sell, how does the current supply impact your own move?
If your listing has expired and your house didnât sell, it’s completely normal to feel a mix of frustration and disappointment. Understandably, you’re probably wondering what may have gone wrong. Here are three questions to think about as you figure out what to do next.
One of the biggest mistakes you can make when selling your house is restricting the days and times when potential buyers can tour it. Being flexible with your schedule is important, even though it might feel a bit stressful to drop everything and leave when buyers want to see it. After all, minimal access means minimal exposure to buyers. ShowingTime advises:
â. . . do your best to be as flexible as possible when granting access to your house for showings.â
Sometimes, the most determined buyers might come from far away. Since theyâre traveling to see your house, they may not be able to change their plans easily if you only offer limited times for showings. So, try to make your house available as much as you can to accommodate them. It’s simple â if no oneâs able to look at it, how will it sell?
When you’re selling your house, the old saying matters: you never get a second chance to make a first impression. Putting in the work to make the exterior of your home look nice is just as important as how you stage it inside. Freshen up your landscaping to boost your homeâs curb appeal so you can make an impact upfront. As an article from U.S. News says:
âAfter all, if people drive by, but arenât interested enough to walk through the front door, youâll never sell your house.â
But donât let that impact stop at the front door. By removing personal items and reducing clutter inside, you give buyers more freedom to picture themselves in the home. Plus, a fresh coat of paint or thorough floor cleaning can work wonders in sprucing up the house for potential buyers.
Setting the right price is key. While it might be tempting to push the price higher to maximize your profit, overpricing your house can actually turn off potential buyers and slow down the selling process. Forbes notes:
âPricing a home too high could lead to a slower sale or force the seller to drop their price.â
If your house is priced higher than others like it, it may discourage buyers, resulting in increased time on the market. Pay attention to the feedback people give your agent during open houses and showings. If lots of people are saying the same thing, it might be a good idea to think about lowering the price.
For all these insights and more, rely on a trusted real estate agent. A great agent will offer expert advice on relisting your house with effective strategies to get it sold.
Itâs natural to feel disappointed when your listing has expired and your house didnât sell. Letâs connect to determine what happened, and what changes you should make to get your house back on the market.
đĄ If your house didn’t sell and your listing has expired, it’s completely normal to feel a mix of frustration and disappointment.
đĄ Thereâs no denying the long-term financial benefits of owning a home, but todayâs housing market may have you wondering if nowâs still the…
đĄ If youâre thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market…
đ° According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.
Selling your home? You may also be wondering, once you sell, how does the current supply impact your own move?
Thinking of buying or selling a house and wondering how the new year holds for the housing market? Here’s what the experts say.
Thereâs no denying the long-term financial benefits of owning a home, but todayâs housing market may have you wondering if nowâs still the time to buy. While the financial aspects of homeownership are important, the non-financial and emotional reasons are too. Hereâs why.
The word home truly means something different to everyone. Whether itâs sharing memories with loved ones around the kitchen table or settling in to read a book in your favorite chair, the emotional connections we have to our homes can be just as important as the financial ones. Here are some of the things that turn a house into a happy home.
Buying a home is a major life milestone. Whether youâre ready to buy your first home or your fifth, congratulations will be in order once youâve achieved your goal. The sense of accomplishment youâll feel at the end of your journey will truly make your home feel like your special place. Go ahead and smile â youâve earned it.
Owning your home offers not only safety and security, but also a comfortable place where you can relax and unwind after a long day. Sometimes thatâs just what you need to feel refreshed and recharged.
Whether you want more room for your changing lifestyle (like a large backyard for entertaining or room for a home office) or you simply want to move closer to your loved ones, you can invest in a home that truly works for your evolving needs.
Looking to try one of those decorative wall treatments you saw online? Tired of paying an additional pet deposit for your apartment building? Or maybe you want to create an in-house yoga studio. You can do these things and much more when you own your home.
Whether youâre planning to buy your first home, or youâre ready to move into a different one to meet your changing needs, think about the emotional benefits that can turn a house into a happy home. When youâre ready to make a move, letâs connect.
đĄ Thereâs no denying the long-term financial benefits of owning a home, but todayâs housing market may have you wondering if nowâs still the…
đĄ If youâre thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market…
đ° According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.
Selling your home? You may also be wondering, once you sell, how does the current supply impact your own move?
Thinking of buying or selling a house and wondering how the new year holds for the housing market? Here’s what the experts say.
Are you dreaming of buying your own home and wondering about how youâll save for a down payment? You’re not alone. Some people think…
If youâre thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market in 2024. In 2023, higher mortgage rates, confusion over home price headlines, and a lack of homes for sale created some challenges for buyers and sellers looking to make a move. But whatâs on the horizon for the new year?
The good news is, many experts are optimistic weâve turned a corner and are headed in a positive direction.
Recently, mortgage rates have started to come back down. This has offered hope to buyers dealing with affordability challenges. Mark Fleming, Chief Economist at First American, explains how they may continue to drop:
âMortgage rates have already retreated from recent peaks near 8 percent and may fall further . . .â
Jessica Lautz, Deputy Chief Economist at the National Association of Realtors (NAR), says:
âFor home buyers who are taking on a mortgage to purchase a home and have been wary of the autumn rise in mortgage rates, the market is turning more favorable, and there should be optimism entering 2024 for a better market.â
As rates ease, activity in the housing market should pick up because more buyers and sellers who had been holding off will jump back into action. If more sellers list, the supply of homes for sale will grow â a trend weâve already started to see this year. Lisa Sturtevant, Chief Economist at Bright MLS, says:
âSupply will loosen up in 2024. Even homeowners who have been characterized as being âlocked inâ to low rates will increasingly find that changing family and financial circumstances will lead to more moves and more new listings over the course of the year, particularly as rates move closer to 6.5%.â
And mortgage rates pulling back isnât the only positive sign for affordability. Home price growth is expected to moderate too, as inventory improves but is still low overall. As the Home Price Expectation Survey (HPES) from Fannie Mae, a survey of over 100 economists, investment strategists, and housing market analysts, says:
âOn average, the panel anticipates home price growth to clock in at 5.9% in 2023, to be followed by slower growth in 2024 and 2025 of 2.4 percent and 2.7 percent, respectively.âÂ
To wrap it up, experts project 2024 will be a better year for the housing market. So, if youâre thinking about making a move next year, know that early signs show weâre turning a corner. As Mike Simonsen, President and Founder of Altos Research, puts it:
âWeâre going into 2024 with slight home-price gains, somewhat easing inventory constraints, slightly increasing transaction volume . . . All in all, things are looking up for the U.S. housing market in 2024.â
Experts are optimistic about what 2024 holds for the housing market. If youâre looking to buy or sell a home in the new year, the best way to ensure youâre up to date on the latest forecasts is to partner with a trusted real estate agent. Letâs connect.
đĄ If youâre thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market…
đ° According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.
Selling your home? You may also be wondering, once you sell, how does the current supply impact your own move?
Thinking of buying or selling a house and wondering how the new year holds for the housing market? Here’s what the experts say.
Are you dreaming of buying your own home and wondering about how youâll save for a down payment? You’re not alone. Some people think…
Are you dreaming of buying your own home and wondering about how youâll save for a down payment? You’re not alone. Some people think…
If youâre looking to buy a home, your down payment doesnât have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably donât need to put down as much as you think:
Data from NAR shows the median down payment hasnât been over 20% since 2005. In fact, the median down payment for all homebuyers today is only 15%. And itâs even lower for first-time homebuyers at 8%. But just because thatâs the median, it doesnât mean you have to put that much down. Some qualified buyers put down even less.
For example, there are loan types, like FHA loans, with down payments as low as 3.5%, as well as options like VA loans and USDA loans with no down payment requirements for qualified applicants. But letâs focus in on another valuable resource that may be able to help with your down payment: down payment assistance programs.
According to Down Payment Resource, there are thousands of programs available for homebuyers â and 75% of these are down payment assistance programs.
And itâs not just first-time homebuyers that are eligible. That means no matter where you are in your homebuying journey, there could be an option available for you. As Down Payment Resource notes:
âYou donât have to be a first-time buyer. Over 39% of all [homeownership] programs are for repeat homebuyers who have owned a home in the last 3 years.â
The best place to start as you search for more information is with a trusted real estate professional. Theyâll be able to share more information about what may be available, including additional programs for specific professions or communities.Â
Here are a few down payment assistance programs that are helping many of todayâs buyers achieve the dream of homeownership:
Even if you donât qualify for these types of programs, there are many other federal, state, and local options available to look into. And a real estate professional can help you find the ones that meet your needs as you explore whatâs available.Â
Achieving the dream of having a home may be more within reach than you think, especially when you know where to find the right support. To learn more about your options, letâs connect.
đ° According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.
Selling your home? You may also be wondering, once you sell, how does the current supply impact your own move?
Thinking of buying or selling a house and wondering how the new year holds for the housing market? Here’s what the experts say.
Are you dreaming of buying your own home and wondering about how youâll save for a down payment? You’re not alone. Some people think…
Are you dreaming of buying your own home and wondering about how youâll save for a down payment? You’re not alone. Some people think…
As the year winds down, you may have decided itâs time to make a move and put your house on the market. But should…