With Navigate Real Estate, the process of selling homes and land transcends the conventional approach; it’s an artful orchestration of strategy, storytelling, and cutting-edge marketing techniques. Each property is meticulously assessed, and a tailored plan is strategized to ensure maximum exposure and appeal. This approach begins with understanding the unique features and selling points of the home, allowing us to craft a compelling narrative that resonates with potential buyers.
470 1st Street stands as a prime example. Sold by Timo Rivetti and the Rivetti Team, this meticulously marketed property exemplifies Navigate’s dedication to delivering results that exceed expectations.
With our navi in-house marketing agency, we believe each property is different and requires a unique approach to marketing. We will work together and agree upon the best strategy for positioning your home for sale. We approach each real estate transaction differently – working diligently to ensure that each property has its own unique personality and purpose. Our team of designers, analysts, artists and technology gurus are constantly offering strategically driven marketing solutions and custom tailored work to meet the individual needs of our clients.
Timo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When it’s time to make a move, call Timo.
Are you on the fence about whether to sell your house now or hold off? It’s a common dilemma, but here’s a key point to consider: your lifestyle might be the biggest factor in your decision. While financial aspects are important, sometimes the personal motivations for moving are reason enough to make the leap sooner rather than later.
An annual report from the National Association of Realtors (NAR) offers insight into why homeowners like you chose to sell. All of the top reasons are related to life changes. As the graph below highlights:
As the visual shows, the biggest motivators were the desire to be closer to friends or family, outgrowing their current house, or experiencing a significant life change like getting married or having a baby. The need to downsize or relocate for work also made the list.
If you, like the homeowners in this report, find yourself needing features, space, or amenities your current home just can’t provide, it may be time to consider talking to a real estate agent about selling your house. Your needs matter. That agent will walk you through your options and what you can expect from today’s market, so you can make a confident decision based on what matters most to you and your loved ones.
Your agent will also be able to help you understand how much equity you have and how it can make moving to meet your changing needs that much easier. As Danielle Hale, Chief Economist at Realtor.com, explains:
“A consideration today’s homeowners should review is what their home equity picture looks like. With the typical home listing price up 40% from just five years ago, many home sellers are sitting on a healthy equity cushion. This means they are likely to walk away from a home sale with proceeds that they can use to offset the amount of borrowing needed for their next home purchase.”
Your lifestyle needs may be enough to motivate you to make a change. If you want help weighing the pros and cons of selling your house, let’s have a conversation.
Prime Downtown Development Opportunity at 450 - 470 Lakeville Street, Petaluma! This exceptional property is perfect for Affordable Housing projects or business development, offering unbeatable convenience with close proximity to the SMART station, freeway access, shopping, and Petaluma's vibrant downtown restaurants and nightlife. Ideal for developers looking to meet the growing demand for affordable living in a high-demand area. Whether for residential, retail, or mixed-use development, this location provides the perfect blend of accessibility and urban amenities. Enjoy the income stream from existing tenants whilst undergoing approvals for your proposed development . Don’t miss this chance to invest in a thriving community hub!
Timo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When it’s time to make a move, call Timo.
I value 1:1 relationships and have the utmost respect for the work we do together. I love working collaboratively with you to achieve your goals. I am committed to transparency and integrity. Using my professional experience and motivated enthusiasm, I will work step-by-step with you to achieve the outcome you're seeking by developing a tailored marketing plan, briefly outlined below.
Better companies make better communities.
We believe our business has a responsibility to serve, connect, grow and protect the communities we operate in.
Independence is worth preserving.
Our independence matters more than our size. It allows us to prioritize our community involvement and better serve our agents and clients.
Social impact at the center.
Everything we do has a cause and effect. We maintain a responsibility to contribute to every community in which we operate.
Communities over shareholders.
If our business has to grow at the expense of the communities around us, it isn't worth it. It is important to us to continually invest in building community.
Growth for the sake of bigger impact.
We grow our business to become a stronger, independent network of individuals who benefit as a result of more resources.
If you live here already, you know how blessed we are. If you're considering living or investing here, you've probably experienced some of the area's extraordinary possibilities: country settings and small-town communities; enthralling agricultural beauty, and true farm to fork lifestyle, If Northern California is your real estate destination, you've arrived at the right spot. Whether you're looking to buy your first home - or to sell an estate - expect nothing less from us than a Meritage blend of real estate expertise, professional service, creativity, and a passion for achieving your goals.
This remarkable investment opportunity is located in the desirable West Petaluma area, known for its historic charm and vibrant community. Just minutes from Downtown Petaluma and with convenient freeway access, this renovated craftsman-style property consists of two structures: the primary home, which includes two 2-bedroom, 1-bath units, and a secondary building with a 2-bedroom, 1-bath unit plus a 1-bedroom, 1-bath unit. Together, these units generate over $131,000 in annual income, making this property an attractive option for investors, 1031 exchange buyers, or owner-occupants seeking additional income potential.
Two of the fully renovated units in the main house boast private yards, spacious rooms, built-in cabinetry, upgraded flooring, updated plumbing and electrical systems, stylish light fixtures, modern kitchen cabinetry, and new appliances. The bathrooms have been meticulously renovated as well. These units offer the flexibility to be converted back into a single-family residence, providing a unique opportunity for those looking to reside in one of Petaluma’s most sought-after neighborhoods.
Living in Petaluma: A Community Rich in Culture, Cuisine, and Outdoor Adventure
Petaluma is more than just a place to live—it's a community that offers an exceptional quality of life. Residents enjoy a blend of historic charm and modern amenities, with a downtown area that is a hub for dining, arts, and entertainment. Petaluma’s historic downtown, recognized on the National Register of Historic Places, features renowned eateries such as Central Market (42 Petaluma Blvd N) and Della Fattoria (141 Petaluma Blvd N), both celebrated for their farm-to-table dining experiences.
Petaluma also offers a thriving arts scene, with regular events like the monthly Petaluma Arts Alive, and cultural venues such as the Petaluma Arts Center (230 Lakeville St). Outdoor enthusiasts will appreciate the city's proximity to Helen Putnam Regional Park (411 Chileno Valley Rd), offering scenic hiking and biking trails, as well as its short drive to the Sonoma Coast for beach outings. Additionally, the annual Butter & Egg Days Parade and Festival and the Fall Antique Faire are just a few of the community events that make Petaluma a vibrant and welcoming place to call home.
For more information about the city's offerings and events, visit Visit Petaluma and Downtown Petaluma. This property not only presents a fantastic investment opportunity but also provides a gateway to all that Petaluma has to offer.
Timo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When it’s time to make a move, call Timo.
I value 1:1 relationships and have the utmost respect for the work we do together. I love working collaboratively with you to achieve your goals. I am committed to transparency and integrity. Using my professional experience and motivated enthusiasm, I will work step-by-step with you to achieve the outcome you're seeking by developing a tailored marketing plan, briefly outlined below.
Better companies make better communities.
We believe our business has a responsibility to serve, connect, grow and protect the communities we operate in.
Independence is worth preserving.
Our independence matters more than our size. It allows us to prioritize our community involvement and better serve our agents and clients.
Social impact at the center.
Everything we do has a cause and effect. We maintain a responsibility to contribute to every community in which we operate.
Communities over shareholders.
If our business has to grow at the expense of the communities around us, it isn't worth it. It is important to us to continually invest in building community.
Growth for the sake of bigger impact.
We grow our business to become a stronger, independent network of individuals who benefit as a result of more resources.
If you live here already, you know how blessed we are. If you're considering living or investing here, you've probably experienced some of the area's extraordinary possibilities: country settings and small-town communities; enthralling agricultural beauty, and true farm to fork lifestyle, If Northern California is your real estate destination, you've arrived at the right spot. Whether you're looking to buy your first home - or to sell an estate - expect nothing less from us than a Meritage blend of real estate expertise, professional service, creativity, and a passion for achieving your goals.
You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years. But there is hope on the horizon. Rates have actually started to come down. And, recently they hit the lowest point we’ve seen in 2024, according to Freddie Mac (see graph below):
And if you’re thinking about buying a home, that may leave you wondering: how much lower are they going to go? Here’s some information that can help you know what to expect.
Experts say the overall downward trend should continue as long as inflation and the economy keeps cooling. But as new reports come out on those key indicators, there’s going to be some volatility here and there.
What you need to remember is it’s not wise to let those blips distract you from the larger trend. Rates are still down roughly a full percentage point from the recent peak compared to May.
And the general consensus is that rates in the low 6s are possible in the months ahead, it just depends on what happens with the economy and what the Federal Reserve decides to do moving forward.
Most experts are already starting to revise their 2024 mortgage rate forecasts to be more optimistic that lower rates are ahead. For example, Realtor.com says:
“Mortgage rates have been revised slightly lower as signals from the economy suggest that it will be appropriate for the Fed to begin to cut its Federal Funds rate in 2024. Our yearly mortgage rate average forecast is down to 6.7%, and we revised our year-end forecast to 6.3% from 6.5%.”
So, what does this mean for you and your plans to move? If you’ve been holding out and waiting for rates to come down, know that it’s already happening. You just have to decide, based on the expert projections and your own budget, when you’ll be willing to jump back in. As Sam Khater, Chief Economist at Freddie Mac, says:
“The decline in mortgage rates does increase prospective homebuyers’ purchasing power and should begin to pique their interest in making a move.”
As a next step, ask yourself this: what number do I want to see rates hit before I’m ready to move?
Maybe it’s 6.25%. Maybe it’s 6.0%. Or maybe it’s once they hit 5.99%. The exact percentage where you feel comfortable kicking off your search again is personal. Once you have that number in mind, you don’t need to follow rates yourself and wait for it to become a reality.
Instead, connect with a local real estate professional. They’ll help you stay up to date on what’s happening and have a conversation about when to make your move. And once rates hit your target, they’ll be the first to let you know.
If you’ve put your moving plans on hold because of higher mortgage rates, think about the number you want to see rates hit that would make you re-enter the market.
Once you have that number in mind, let’s connect so you have someone on your side to let you know when we get there.
If you’re thinking about buying or selling a home, you’ve probably got mortgage rates on your mind. That’s because you’ve likely heard that mortgage rates impact how much you can afford in your monthly mortgage payment, and you want to factor that into your planning. Here’s what you need to know.
Mortgage rates have been trending down recently. While that’s good news for your homebuying plans, it’s important to know that rates can be unpredictable because they’re affected by many factors.
Things like the economy, job market, inflation, and decisions made by the Federal Reserve all play a part. So, even as rates go down, they can still bounce around a bit based on new economic data. As Odeta Kushi, Deputy Chief Economist at First American, says:
“The ongoing deceleration in inflation, coupled with the Federal Reserve’s recent indication of potential rate cuts [in 2024], suggests an environment supportive of modest declines in mortgage rates. Barring any unforeseen circumstances and resurgence in inflation, lower mortgage rates could be on the horizon, but the journey towards them might be slow and bumpy.”
When mortgage rates change, it affects how much you pay each month for your home loan. Even a small rate change can make a big difference to your monthly bill.
Take a look at the chart below to see how different mortgage rates impact your house payment each month for various loan amounts. Imagine you can afford a monthly payment of $2,600 for your home loan. The green part in the chart shows payments in that range or lower based on varying mortgage rates (see chart below):
Understanding how mortgage rates impact your payment helps you make better decisions.
Real estate agents have the expertise to help you understand what’s happening and what it means for you. They can provide tools and visuals, like the chart above, to show how rate changes impact your buying power.
You don’t need to be a mortgage expert; you just need a professional by your side. Someone who can help you make sense of the market and guide you through your homebuying or selling journey.
If you have questions about the housing market, let’s connect. That way you’ll understand what’s going on and how to navigate it.
MLS ID: 324006370
Bedrooms: 3 Bathrooms: 2.5 Square Feet: 1,989 Year Built: 2016 |
Lot Size: 933 sq. ft.
Subdivision: Quarry Heights Size: Multi Story Parking: 2 Car Garage HOA: Yes $332-monthly |
With Navigate Real Estate, the process of selling homes and land transcends the conventional approach; it’s an artful orchestration of strategy, storytelling, and cutting-edge marketing techniques. Each property is meticulously assessed, and a tailored plan is strategized to ensure maximum exposure and appeal. This approach begins with understanding the unique features and selling points of the home, allowing us to craft a compelling narrative that resonates with potential buyers.
411 Jacquelyn Lane stands as a prime example. Sold by Timo Rivetti and the Rivetti Team, this meticulously marketed property exemplifies Navigate’s dedication to delivering results that exceed expectations.
With our navi in-house marketing agency, we believe each property is different and requires a unique approach to marketing. We will work together and agree upon the best strategy for positioning your home for sale. We approach each real estate transaction differently – working diligently to ensure that each property has its own unique personality and purpose. Our team of designers, analysts, artists and technology gurus are constantly offering strategically driven marketing solutions and custom tailored work to meet the individual needs of our clients.
Timo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When it’s time to make a move, call Timo.
I value 1:1 relationships and have the utmost respect for the work we do together. I love working collaboratively with you to achieve your goals. I am committed to transparency and integrity. Using my professional experience and motivated enthusiasm, I will work step-by-step with you to achieve the outcome you're seeking by developing a tailored marketing plan, briefly outlined below.
Better companies make better communities.
We believe our business has a responsibility to serve, connect, grow and protect the communities we operate in.
Independence is worth preserving.
Our independence matters more than our size. It allows us to prioritize our community involvement and better serve our agents and clients.
Social impact at the center.
Everything we do has a cause and effect. We maintain a responsibility to contribute to every community in which we operate.
Communities over shareholders.
If our business has to grow at the expense of the communities around us, it isn't worth it. It is important to us to continually invest in building community.
Growth for the sake of bigger impact.
We grow our business to become a stronger, independent network of individuals who benefit as a result of more resources.
If you live here already, you know how blessed we are. If you're considering living or investing here, you've probably experienced some of the area's extraordinary possibilities: country settings and small-town communities; enthralling agricultural beauty, and true farm to fork lifestyle, If Northern California is your real estate destination, you've arrived at the right spot. Whether you're looking to buy your first home - or to sell an estate - expect nothing less from us than a Meritage blend of real estate expertise, professional service, creativity, and a passion for achieving your goals.
MLS ID: 323930250
Bedrooms: 5 Bathrooms: 2.5 Square Feet: 2589 Year Built: 2000 |
Lot Size: 5,908 sq. ft.
Subdivision: Victoria Size: Multi Story Parking: 2 Car Garage HOA: Yes $131.00 |
With Navigate Real Estate, the process of selling homes and land transcends the conventional approach; it’s an artful orchestration of strategy, storytelling, and cutting-edge marketing techniques. Each property is meticulously assessed, and a tailored plan is strategized to ensure maximum exposure and appeal. This approach begins with understanding the unique features and selling points of the home, allowing us to craft a compelling narrative that resonates with potential buyers.
272 Cambridge Lane stands as a prime example. Sold by Timo Rivetti and the Rivetti Team, this meticulously marketed property exemplifies Navigate’s dedication to delivering results that exceed expectations.
With our navi in-house marketing agency, we believe each property is different and requires a unique approach to marketing. We will work together and agree upon the best strategy for positioning your home for sale. We approach each real estate transaction differently – working diligently to ensure that each property has its own unique personality and purpose. Our team of designers, analysts, artists and technology gurus are constantly offering strategically driven marketing solutions and custom tailored work to meet the individual needs of our clients.
Timo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When it’s time to make a move, call Timo.
I value 1:1 relationships and have the utmost respect for the work we do together. I love working collaboratively with you to achieve your goals. I am committed to transparency and integrity. Using my professional experience and motivated enthusiasm, I will work step-by-step with you to achieve the outcome you're seeking by developing a tailored marketing plan, briefly outlined below.
Better companies make better communities.
We believe our business has a responsibility to serve, connect, grow and protect the communities we operate in.
Independence is worth preserving.
Our independence matters more than our size. It allows us to prioritize our community involvement and better serve our agents and clients.
Social impact at the center.
Everything we do has a cause and effect. We maintain a responsibility to contribute to every community in which we operate.
Communities over shareholders.
If our business has to grow at the expense of the communities around us, it isn't worth it. It is important to us to continually invest in building community.
Growth for the sake of bigger impact.
We grow our business to become a stronger, independent network of individuals who benefit as a result of more resources.
If you live here already, you know how blessed we are. If you're considering living or investing here, you've probably experienced some of the area's extraordinary possibilities: country settings and small-town communities; enthralling agricultural beauty, and true farm to fork lifestyle, If Northern California is your real estate destination, you've arrived at the right spot. Whether you're looking to buy your first home - or to sell an estate - expect nothing less from us than a Meritage blend of real estate expertise, professional service, creativity, and a passion for achieving your goals.
MLS ID: 21808895
Bedrooms: 3 Bathrooms: 3.5 Square Feet: 1,989 Year Built: 2005 |
Lot Size: 449 sq. ft.
Subdivision: celsius 44 Size: Multi Story Parking: 1 Car Garage HOA: Yes $?/Month |
With Navigate Real Estate, the process of selling homes and land transcends the conventional approach; it’s an artful orchestration of strategy, storytelling, and cutting-edge marketing techniques. Each property is meticulously assessed, and a tailored plan is strategized to ensure maximum exposure and appeal. This approach begins with understanding the unique features and selling points of the home, allowing us to craft a compelling narrative that resonates with potential buyers.
409 2nd Street stands as a prime example. Sold by Timo Rivetti and the Rivetti Team, this meticulously marketed property exemplifies Navigate’s dedication to delivering results that exceed expectations.
With our navi in-house marketing agency, we believe each property is different and requires a unique approach to marketing. We will work together and agree upon the best strategy for positioning your home for sale. We approach each real estate transaction differently – working diligently to ensure that each property has its own unique personality and purpose. Our team of designers, analysts, artists and technology gurus are constantly offering strategically driven marketing solutions and custom tailored work to meet the individual needs of our clients.
Timo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When it’s time to make a move, call Timo.
I value 1:1 relationships and have the utmost respect for the work we do together. I love working collaboratively with you to achieve your goals. I am committed to transparency and integrity. Using my professional experience and motivated enthusiasm, I will work step-by-step with you to achieve the outcome you're seeking by developing a tailored marketing plan, briefly outlined below.
Better companies make better communities.
We believe our business has a responsibility to serve, connect, grow and protect the communities we operate in.
Independence is worth preserving.
Our independence matters more than our size. It allows us to prioritize our community involvement and better serve our agents and clients.
Social impact at the center.
Everything we do has a cause and effect. We maintain a responsibility to contribute to every community in which we operate.
Communities over shareholders.
If our business has to grow at the expense of the communities around us, it isn't worth it. It is important to us to continually invest in building community.
Growth for the sake of bigger impact.
We grow our business to become a stronger, independent network of individuals who benefit as a result of more resources.
If you live here already, you know how blessed we are. If you're considering living or investing here, you've probably experienced some of the area's extraordinary possibilities: country settings and small-town communities; enthralling agricultural beauty, and true farm to fork lifestyle, If Northern California is your real estate destination, you've arrived at the right spot. Whether you're looking to buy your first home - or to sell an estate - expect nothing less from us than a Meritage blend of real estate expertise, professional service, creativity, and a passion for achieving your goals.
MLS ID: 324001182
Bedrooms: 2 Bathrooms: 1 Square Feet: 1,272 Year Built: 1954 |
Lot Size: 5,800 sq. ft.
Subdivision: Parquets Size: Single Story Parking: 1 Car Garage HOA: NO |
With Navigate Real Estate, the process of selling homes and land transcends the conventional approach; it’s an artful orchestration of strategy, storytelling, and cutting-edge marketing techniques. Each property is meticulously assessed, and a tailored plan is strategized to ensure maximum exposure and appeal. This approach begins with understanding the unique features and selling points of the home, allowing us to craft a compelling narrative that resonates with potential buyers.
7321 Calder Ave stands as a prime example. Sold by Timo Rivetti and the Rivetti Team, this meticulously marketed property exemplifies Navigate’s dedication to delivering results that exceed expectations.
With our navi in-house marketing agency, we believe each property is different and requires a unique approach to marketing. We will work together and agree upon the best strategy for positioning your home for sale. We approach each real estate transaction differently – working diligently to ensure that each property has its own unique personality and purpose. Our team of designers, analysts, artists and technology gurus are constantly offering strategically driven marketing solutions and custom tailored work to meet the individual needs of our clients.
Timo Rivetti has been serving his clients with a highly individualized service tailored to specific needs and requirements since 1998. Unparalleled knowledge and expertise in the region is invaluable when it comes to buying and selling real estate. Hiring an agent who knows the area inside out makes all the difference in a competitive market. Timo and his team of experienced professionals work with each and every client to find and secure the perfect property at the best price, with all of the required amenities in the right neighborhood. When it’s time to make a move, call Timo.
I value 1:1 relationships and have the utmost respect for the work we do together. I love working collaboratively with you to achieve your goals. I am committed to transparency and integrity. Using my professional experience and motivated enthusiasm, I will work step-by-step with you to achieve the outcome you're seeking by developing a tailored marketing plan, briefly outlined below.
Better companies make better communities.
We believe our business has a responsibility to serve, connect, grow and protect the communities we operate in.
Independence is worth preserving.
Our independence matters more than our size. It allows us to prioritize our community involvement and better serve our agents and clients.
Social impact at the center.
Everything we do has a cause and effect. We maintain a responsibility to contribute to every community in which we operate.
Communities over shareholders.
If our business has to grow at the expense of the communities around us, it isn't worth it. It is important to us to continually invest in building community.
Growth for the sake of bigger impact.
We grow our business to become a stronger, independent network of individuals who benefit as a result of more resources.
If you live here already, you know how blessed we are. If you're considering living or investing here, you've probably experienced some of the area's extraordinary possibilities: country settings and small-town communities; enthralling agricultural beauty, and true farm to fork lifestyle, If Northern California is your real estate destination, you've arrived at the right spot. Whether you're looking to buy your first home - or to sell an estate - expect nothing less from us than a Meritage blend of real estate expertise, professional service, creativity, and a passion for achieving your goals.